Are you a high earner struggling with debt?
- Discreet Debt help
- One affordable monthly payment
- Freeze interest and charges
May not be suitable in all circumstances. Fees apply. Your credit rating may be affected.
MoneyHelper is a Government-backed service that gives guidance on a range of money matters.
Our Solutions
Speak to a friendly and professional adviser from Dexter Bell in a non-judgemental, confidential, no-obligation consultation.
Debt Management Plans
Informal, flexible and confidential, DMPs consolidate your unsecured debt into one affordable monthly payment.
Individual Voluntary Arrangements
A formal agreement that offers protection from legal action, one affordable monthly payment, usually lasts 5 years.
Debt Help You Can Trust.
Whether you call or chat with us, it will be 100% confidential, non-judgmental and secure. We are UK based and authorised by the FCA to give you debt advice.
Contact Dexter Bell
Find the option right for you by speaking to Dexter Bell today!
- 100% encrypted, secure & confidential
- Friendly, no pressure, no obligation
- Easy to use
Experiencing Debt Problems? Dexter Bell Can Help.
We’re FCA regulated
FCA-regulated means we’re officially authorised to give debt advice and we’re held to strict rules that protect you.
Est. 2002
We are small team of friendly and professional advisers who understand how stressful being in debt can be.
5* rated on Trustpilot
A Debt Advice Consultation with us is a non-judgemental, confidential, no-obligation conversation. We will talk through your situation and explain your options before recommending a debt solution.
Tech enabled
We’ve invested in the latest tech behind the scenes to streamline our systems, protect your data, and give our advisers more time to focus on what matters: you.
Client Experiences That Speak for Themselves
Having recently completed a DMP with Dexter Bell we realise that we could not have done it without their help. The journey was a long one but we were supported every step of the way by the team. In particular Patrick and Katrina whose advice and guidance was at all times sympathetic, consistent and totally professional and all delivered in a friendly way. We would recommend Dexter Bell Associates to anyone.
After a couple of years stressing about my ongoing debt I decided enough was enough and I need to do something about it, so after contacting Dexter Bell I can thankfully say that now all my debts are covered by one manageable monthly payment and now hopefully my life can start getting back in track!! 5 stars and thank you
Frequently Asked Questions
Why should I choose Dexter Bell over other debt companies?
Some firms are lead generators, some focus on volume, and some aren’t even regulated to give advice.
At Dexter Bell, we’re FCA-authorised, which means:
- You get proper, regulated advice, not just a sales script.
- We only recommend solutions that are in your best interest.
- We explain both free charity routes and commercial options, so you can make an informed choice.
Our advisers are trained to listen without judgement, explain everything clearly, and help you take control at your own pace. For us, success isn’t just setting up a plan. It’s helping you feel calmer, clearer, and in control of your money again.
How do I choose between a DMP, IVA, DRO, or bankruptcy?
Can I keep my car if I’m in a DMP or IVA?
Usually yes — especially if it’s needed for work or daily life.
- In a DMP, your car is not affected as long as payments remain affordable
• In an IVA, cars with modest value are usually allowed, but luxury or high-value cars may be treated differently
• We’ll always check how important your car is to your lifestyle and work
Keeping essential transport is always a priority in any debt plan.
Will my employer find out I’m in a DMP or IVA?
No, not unless you tell them.
- A DMP is private and not published anywhere
• An IVA is listed on the public insolvency register, but most employers never check it unless your role requires financial clearance (like accountancy, banking, or law)
• We don’t contact your employer at any stage
Debt help is confidential and we do our utmost to treat it that way.
How soon can I rebuild my credit after a DMP or IVA?
You can start straight away, even while the record remains on your file.
- Make regular payments on current bills (rent, utilities, mobile).
• Check your credit report for errors and update your details.
• Use simple tools like a credit-builder card (only if affordable).
With time and consistent behaviour, most people see their score improve after completing a plan.
Mon – Thu – 09:00-19:00
Fri – 09:00-14:00
MoneyHelper is a Government-backed service that gives guidance on a range of money matters. Click here to learn more.
Dexter Bell Limited, a company registered in England and Wales: 06711658
Registered Office: 500 Kings Road, Manchester, M32 8JT
Authorised and Regulated by the Financial Conduct Authority: 663030
Data Protection Registration: Z3275413
