Working family in Debt? We can help.
- One affordable monthly payment
- Freeze interest and charges
- Look forward to a brighter future
May not be suitable in all circumstances. Fees apply. Your credit rating may be affected.
MoneyHelper is a Government-backed service that gives guidance on a range of money matters.
Our Solutions
Speak to a friendly and professional adviser in a non-judgemental, confidential, no-obligation consultation.
Debt Management Plans
Informal, flexible and confidential, DMPs consolidate your unsecured debt into one affordable monthly payment.
Individual Voluntary Arrangements
A formal agreement that offers protection from legal action, one affordable monthly payment, usually lasts 5 years.
Secure your family’s future today. We are in your corner.
Whether you call or chat with us, it will be 100% confidential, non-judgmental and secure. We are UK based and authorised by the FCA to give you debt advice.
Contact Dexter Bell
Find the option right for you by speaking to Dexter Bell today!
- 100% encrypted, secure & confidential
- Friendly, no pressure, no obligation
- Easy to use
Interest Will Grow, Get Help From Dexter Bell Now
We’re FCA regulated
FCA-regulated means we’re officially authorised to give debt advice and we’re held to strict rules that protect you.
Est. 2002
We are small team of friendly and professional advisers who understand how stressful being in debt can be.
5* rated on Trustpilot
A Debt Advice Consultation with us is a non-judgemental, confidential, no-obligation conversation. We will talk through your situation and explain your options before recommending a debt solution.
Tech enabled
We’ve invested in the latest tech behind the scenes to streamline our systems, protect your data, and give our advisers more time to focus on what matters: you.
Client Experiences That Speak for Themselves
Fantastic service! Was recommended to me by a friend who had used it and I have not been disappointed. Excellent customer service, helpful and efficient staff. Dexter Bell has helped us as a family to start sorting out our debts instead of making them bigger. I will be eternally grateful to Dexter Bell for all their help and support!
Great people! Helped me get on top of the family finances just in time for Christmas. They took care of all the hard work and continue to do so. Anybody considering a debt management plan should talk to these guys first, the small fee is nothing compared to the peace of mind they provide.
Frequently Asked Questions
Will talking to Dexter Bell affect my credit score?
No. Speaking to us won’t appear on your credit file or change your credit score.
When you get in touch, it stays between us. We don’t tell credit reference agencies, and we don’t leave any mark just because you asked for help.
If you choose to move forward with a debt solution like a Debt Management Plan (DMP) or Individual Voluntary Arrangement (IVA), we’ll be upfront about how that might affect your credit record.
No surprises, no jargon. Our job is to give you clear, honest information so you can decide what’s right for you. You stay in control every step of the way.
What are the pros and cons of a DMP vs IVA vs DRO vs bankruptcy?
Can I include joint debts or debts with my partner?
Yes, joint debts can usually be included in a DMP or IVA.
If both of you are struggling, we can look at setting up a joint solution or separate plans, depending on what works best. If only one person is struggling, that person can enter a plan but both names remain legally responsible for joint debts.
We’ll explain how this works so you both know where you stand.
Will I be able to get credit while in a DMP or IVA?
It’s very unlikely, and it’s not recommended.
- A DMP shows on your credit file because you’re making reduced payments
• An IVA has strict limits: you can’t get over £500 of credit without permission
• Even small credit use can make it harder to stick to your plan
These solutions are about clearing debt, not adding more. Once finished, you’ll be in a stronger place to rebuild.
What makes Dexter Bell different from lead generators?
We’re not a data broker. We’re your debt advice provider.
When you come to Dexter Bell, you speak to trained advisers who take time to understand your full situation. If a Debt Management Plan is right for you, we set it up and manage it directly.
If an IVA looks more suitable, we take all your details, advise you of your options and introduce you to one of our Insolvency Practitioner partners and they take it from there. All the information you give us will be shared with them, so you don’t need to tell them again.
This is a transparent process, and any fees for that work are built into your IVA, not paid upfront.
The difference is clear:
- We don’t just take your details and pass them on.
- We adviser you directly of all your options.
- You always get FCA-regulated advice before any decision is made.
- You know exactly where your case is going and why.
Mon – Thu – 09:00-19:00
Fri – 09:00-14:00
MoneyHelper is a Government-backed service that gives guidance on a range of money matters.
Dexter Bell Limited, a company registered in England and Wales: 06711658
Registered Office: 500 Kings Road, Manchester, M32 8JT
Authorised and Regulated by the Financial Conduct Authority: 663030
Data Protection Registration: Z3275413
