Debt Help You Can Trust
- Caring, professional, and confidential
- FCA regulated
- Full advice on all debt solutions
- Here to help you achieve the best outcome
May not be suitable in all circumstances. Fees apply. Your credit rating may be affected.
MoneyHelper is a Government-backed service that gives guidance on a range of money matters. Click here to learn more
Debt Help You Can Trust
Worried about money? You’re not alone.
Lots of people struggle with debt. It can happen because of job changes, rising bills, or unexpected costs. If you’re feeling overwhelmed, the best thing you can do is talk to someone early. At Dexter Bell, we are UK based and approved by the FCA (the UK’s financial regulator) to give you debt advice. That means you can trust us! We follow strict rules to protect you, and your best interests always come first. Our team of trained advisors, and the systems we’ve built, are all designed to get the best outcome. For you.
Why Early Advice Matters
- Stops the spiral – The sooner you act, the more choices you have.
- Protects your mental health – Debt stress is real and can affect sleep, relationships, and work.
- Helps you keep more of what’s yours – Acting early can freeze interest and stop charges.
Your Debt Solution Options
Here are the main debt solutions we can help with:
Debt Management Plan (DMP)
Informal, flexible and confidential, DMPs consolidate your unsecured debt into one affordable monthly payment.
A flexible way to pay back your debts at a rate you can afford. Your creditors may agree to freeze interest and charges.
Individual Voluntary Arrangement (IVA)
A legally binding agreement to pay back part of what you owe over a set period often with the rest written off at the end.
Debt Relief Order (DRO)
A solution to deal with personal debts you cannot pay. It helps you make a fresh start (with some restrictions) if you have few assets, and little spare income. It can write off debts after 12 months if your situation hasn’t improved.
Bankruptcy
A legal process to clear debts you can’t repay. It has serious consequences, so it’s important to get advice first.
Which Is Right for You?
We’ll work it out together by looking at:
- How much you owe
- Your income and outgoings
- The type of debts you have
- Your home and assets
- Your long-term goals
What to Do Next
Step 1
Reach out today
We’ll have a friendly, no pressure, no obligation chat or phone call option. Whatever feels easier for you
Step 2
Share your situation
We’ll listen and ask a few things to get a clear picture
Step 3
Get your options
We’ll explain what’s available and how each works.
