Scrolling through Instagram and TikTok can feel like everyone else has a perfect life: holidays, new cars, “side hustles” paying thousands.
But in reality a lot of people are only showing the highlight reel.
We’ve seen debt spiral because:
- People spend to “keep up” with friends online.
- Buy Now Pay Later schemes are promoted as “easy money”.
- Crypto and “get rich quick” influencers lure people into risky decisions.
If this sounds familiar, you’re not alone. Many of our clients say social media made them feel worse about their money until they realised that comparison game was costing them more than pounds.
Here’s our advice:
- Unfollow accounts that make you feel pressured to spend.
- Get solid, FCA-regulated debt advice (not “influencer tips”).
- Remember: debt solutions are real, regulated, and designed to help you rebuild safely.

